Finance System by Usmon is a technology vendor, not a bank: we build and operate the platform, and the institutions that deploy it hold the licenses, the customer relationships, and the regulatory responsibility.
The platform is built around a double-entry ledger at the core, digital banking channels for individual and business customers on top of it, a controlled Backoffice for operational and compliance staff, and a connector framework for institutions migrating off a legacy core system in stages.
We are built for institutions in Tajikistan and the wider region looking to modernize their core banking and digital banking, with a built-in, staged path for migrating off legacy systems rather than a single forced cutover.