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Core Banking · Digital Banking · Financial Operations

The banking core
and operational control
your institution needs

Finance System by Usmon is a core banking and digital banking platform for banks, microfinance institutions, and fintech companies — built on a real double-entry ledger, not a payment template.

Request a Demo See Capabilities
100%
Double-entry ledger
24/7
Backoffice operations
4
Platform languages
Core Ledger Balance
TJS 1 245 000.00
ACC. •••• 4821
OPERATING ACCOUNT — Finance system
Inbound Settlement
today, 14:32
+2 800
Operational Disbursement
yesterday, 09:15
−350
Core Ledger Reconciliation
May 1, 18:00
+5 000
USD / TJS
10.82
Settlement confirmed
✓ real-time
Platform

One platform, not a set of disconnected modules

Core banking, digital banking, financial operations, and API access all run on the same ledger.

Core Banking
A double-entry ledger as the single source of truth for every account balance.
Payments & Merchant
Invoicing, payment acceptance, and payout requests released by Treasury staff.
API & Integrations
Scoped, authenticated API access through Integration Client credentials.
Legacy ABS Migration
A staged, institution-controlled path off an existing core banking system.
Security
MFA, encrypted secrets, and role-based access control throughout.
White-label
Your own name, logo, and color theme — configured per installation.
Core Banking & Treasury

Live exchange rates, backed by the same ledger

Updated: today 15:00
🇺🇸
USD/TJS
Buy 10.82 ▲ 0.03
Sell10.95
🇪🇺
EUR/TJS
Buy 11.65 ▲ 0.08
Sell11.8
🇷🇺
RUB/TJS
Buy 0.117 ▼ 0.002
Sell0.121
🇰🇿
KZT/TJS
Buy 0.0215 ▲ 0.001
Sell0.0224
See Core Banking
Business banking dashboard
Operating balance
TJS 1,245,000.00
+2.4%
Payout requests
18
this week
Inbound Settlement
today, 14:32
+2,800
Operational Disbursement
today, 11:05
−350
Business Banking

A dedicated business dashboard, with team access

Team management, invoicing, and payout requests released by Treasury staff.

  • Team management with role-based access for authorized users
  • Invoicing and accept-payments tooling
  • Payout requests, released by Backoffice/Treasury staff
  • Account statements for reconciliation
How a business gets started
  • 01
    Open the business account
    Verification and opening of the operating account.
  • 02
    Invite the team
    Assign roles and permissions to authorized users.
  • 03
    Operate
    Invoice, accept payments, and request settlements.
Request a Demo See Business Banking
Use Cases

Built for real institutions

Banks, microfinance institutions, fintech companies, and digital financial service providers.

Banks
Core banking plus digital and business banking channels.
Microfinance Institutions
Account products and branch cash operations.
Fintech Companies
API-first integration over a real ledger.
Digital Financial Services
White-label digital banking channels.
Digital Banking

Real digital banking for individual customers

  • Self-service account opening and management
  • Internal transfers and card-based operations
  • Currency exchange at institution-configured rates
  • Built-in KYC verification
Request a Demo See Digital Banking →
🇹🇯
TJS Account
TJS · Primary operating account
8 540.00
🇪🇺
USD Account
EUR · Foreign-currency balance
245.50
🇺🇸
EUR Account
USD · Foreign-currency balance
180.00

Ready to see Finance System in action?

Request a demo and let's talk about your migration, your core banking, or your digital banking.

Request a Demo Contact Usmon